Identity theft is that of a different nature than stolen property. Numbers and letters that identify where you’ve been and what you have access to getting stolen can mean a whole world of trouble that most victims never see coming. However, as with any problem, the sooner it is caught, the better, and here are some warning signs you may not have thought about that suggest you may need help for identity theft.
I Didn’t Order This
One clue to identity theft is to start reading. Those free trials you get in the mail may not be random and may not be free. An identity thief will sometimes try to order smaller items and have them sent to your home to test the accessibility of the mail and the usefulness of your information.
Bulk Mail
Another telltale mail sign is an influx of credit card pre-approvals and offers. Often when there is an application for credit, because the information is sold to other vendors, those companies will capitalize on knowing you are looking for credit and all send their offers your way. If you start to receive excess mail, it may be a sign to check your credit.
Money Fluxes
Sometimes when people are used to seeing a lot of money flow in both directions, they don’t scrutinize as carefully as they should. Paypal uses one- and two-cent transactions to verifying accounts, which is unnoticed by the naked eye, but a definite warning sign.
What do I do?
It is very important, once you are suspicious of identity theft, to call your bank, the credit bureaus, and a lawyer. Like any illness, the sooner the better because once things start getting lost in the mix it can be a very arduous process to sort.
Identity theft is a scary idea, mostly because we usually never see the faces of the perpetrators. While we like the convenience of remotely shopping and paying bills, it is always in the back of our minds there is a risk. Just remember, aside from being responsible and not responding to phishing ads and keeping your computer free of spyware, there is no reason to be paranoid. If someone wants information, they will take it, and the most effective preventive steps you can take are to be prepared.
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